Privacy Policy

1. Introduction

This Privacy Policy describes how niccoinc.org ("we," "us," or "our") collects, uses, and protects your personal information when you visit our website and submit inquiries through our contact forms.

We are committed to protecting your privacy and ensuring the security of your personal information.

2. Information We Collect

2.1 Information You Provide

When you submit a contact form on our website, we collect the following information:

• Name: Your full name (required)
• Email Address: Your email address (required)
• Phone Number: Your phone number (optional)
• Message/Comment: Any questions or comments you provide (optional)

2.2 Automatically Collected Information

We may automatically collect certain information when you visit our website:

• Browser type and version
• Operating system
• IP address
• Pages visited and time spent on pages
• Referring website

2.3 Cookies

We use cookies to improve your browsing experience. For more information, please see our Cookie Policy.

2.4 What We Do NOT Collect

3. How We Use Your Information

We use the information we collect for the following purposes:

• To Respond to Inquiries: We use your contact information to respond to your questions and requests about HarborOne banking services
• To Provide Information: We may send you information about online and mobile banking services
• To Improve Our Website: We analyze usage data to improve our website's functionality and user experience
• To Comply with Legal Obligations: We may use your information to comply with applicable laws and regulations

4. How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With Your Consent: We may share information when you give us explicit permission
• Service Providers: We may share information with trusted service providers who assist us in operating our website and conducting our business
• Legal Requirements: We may disclose information when required by law or to protect our rights

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Secure Socket Layer (SSL) encryption for data transmission
• Secure servers and databases
• Regular security assessments
• Limited access to personal information

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Contact form submissions are typically retained for up to 2 years.

7. Your Rights

You have the following rights regarding your personal information:

• Access: You can request access to the personal information we hold about you
• Correction: You can request that we correct any inaccurate information
• Deletion: You can request that we delete your personal information
• Objection: You can object to our processing of your personal information
• Withdrawal of Consent: You can withdraw your consent at any time

To exercise any of these rights, please contact us at contact@niccoinc.org.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Information

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

• Email: contact@niccoinc.org
• Phone: +1 281-732-1804
• Website: niccoinc.org