HarborOne Banking Guide

Cookie Policy

Last Updated: February 2, 2026

1. What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. Cookies are widely used to make websites work more efficiently and provide information to website owners.

Cookies allow websites to remember your actions and preferences (such as login, language, font size, and other display preferences) over a period of time, so you don't have to keep re-entering them whenever you come back to the site or browse from one page to another.

2. How We Use Cookies

We use cookies on niccoinc.org to:

  • Remember your cookie consent preferences
  • Understand how you use our website
  • Improve your browsing experience
  • Analyze website traffic and usage patterns
  • Remember your preferences and settings

3. Types of Cookies We Use

3.1 Strictly Necessary Cookies

These cookies are essential for the website to function properly. They enable basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

Examples:

  • Cookie consent preferences
  • Session management
  • Security cookies

3.2 Functional Cookies

These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.

Examples:

  • Language preferences
  • Region selection
  • User interface customization

3.3 Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve our website's performance and user experience.

Examples:

  • Google Analytics (if implemented)
  • Page view tracking
  • User behavior analysis

3.4 Marketing Cookies

These cookies may be set through our site by our advertising partners. They may be used to build a profile of your interests and show you relevant advertisements on other sites.

Note: We currently do not use marketing cookies, but this may change in the future.

4. Specific Cookies We Use

Cookie Name Purpose Duration Type
cookie_consent Stores your cookie consent preference 1 year Strictly Necessary
session_id Maintains your session state Session Strictly Necessary

5. Third-Party Cookies

In addition to our own cookies, we may use various third-party cookies to report usage statistics of the website and deliver advertisements on and through the website.

5.1 Google Analytics (if applicable)

We may use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered is used to create reports about the use of our website.

For more information about Google's privacy policy, please visit: https://policies.google.com/privacy

5.2 FormSubmit

We use FormSubmit to process contact form submissions. FormSubmit may use cookies to prevent spam and ensure form functionality.

6. How to Control Cookies

6.1 Cookie Consent Banner

When you first visit our website, you will see a cookie consent banner. You can choose to:

  • Accept: Allow all cookies
  • Decline: Only strictly necessary cookies will be used

6.2 Browser Settings

Most web browsers allow you to control cookies through their settings preferences. However, if you limit the ability of websites to set cookies, you may worsen your overall user experience.

How to manage cookies in different browsers:

  • Chrome: Settings > Privacy and security > Cookies and other site data
  • Firefox: Options > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Cookies and website data
  • Edge: Settings > Cookies and site permissions > Cookies and site data

6.3 Opt-Out Links

You can opt out of certain third-party cookies:

  • Google Analytics: Google Analytics Opt-out Browser Add-on

7. Do Not Track Signals

Some browsers include a "Do Not Track" (DNT) feature that signals to websites that you do not want to have your online activity tracked. Currently, there is no industry standard for how to respond to DNT signals, and we do not currently respond to DNT signals on this website.

8. Cookies and Personal Data

Some cookies may collect personal data. Any personal data collected through cookies will be handled in accordance with our Privacy Policy.

9. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Cookie Policy on this page and updating the "Last Updated" date.

We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies.

10. More Information

For more information about cookies and how they work, you can visit:

  • All About Cookies
  • Your Online Choices

11. Contact Us

If you have any questions about our use of cookies, please contact us:

  • Email: contact@niccoinc.org
  • Phone: +1 281-732-1804
  • Website: niccoinc.org
Return to Home

© 2026 niccoinc.org. All rights reserved.

Privacy Policy Terms of Use Disclaimer Cookie Policy Contact