Disclaimer

1. Website Purpose

This website is an informational landing page designed to:

• Provide general information about HarborOne Credit Union's online and mobile banking services
• Collect inquiries from individuals interested in learning more about these services
• Facilitate contact between potential customers and banking service representatives

We do not provide banking services directly. All banking services are provided by HarborOne Credit Union or other authorized financial institutions.

2. No Affiliation

This website is not affiliated with, endorsed by, or sponsored by HarborOne Credit Union. Any references to HarborOne Credit Union are for informational purposes only.

For official information, services, and account access, please visit HarborOne Credit Union's official website or contact them directly through their official channels.

3. Information Accuracy

3.1 General Information

The information provided on this website is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about:

• The completeness, accuracy, reliability, or suitability of the information
• The availability of products or services described
• Current terms, conditions, rates, or fees
• Eligibility requirements for banking services

3.2 Official Information

For accurate and current information about HarborOne banking services, terms, conditions, rates, and fees, please contact HarborOne Credit Union directly.

4. No Financial Advice

The content on this website does not constitute financial advice, banking advice, investment advice, or any other form of professional advice.

You should not rely solely on information from this website to make financial decisions. Always:

• Consult with qualified financial professionals
• Verify information with official sources
• Read all terms and conditions before opening accounts or using services
• Understand the risks and benefits of any financial product

5. No Guarantees or Warranties

5.1 Service Availability

We make no guarantees regarding:

• Approval for banking services or accounts
• Specific interest rates or terms
• Availability of particular products or services
• Processing times for applications or inquiries

5.2 Website Availability

We do not guarantee that this website will be available at all times or free from errors, viruses, or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, niccoinc.org and its operators shall not be liable for any losses or damages arising from:

• Use of or reliance on information provided on this website
• Inability to access or use the website
• Decisions made based on information from this website
• Any errors, omissions, or inaccuracies in the content
• Any interactions with third parties, including HarborOne Credit Union
• Any financial decisions or transactions

7. Third-Party Information

Information about HarborOne Credit Union and its services is based on publicly available information and may not reflect current offerings, terms, or conditions.

HarborOne Credit Union reserves the right to change its products, services, terms, and conditions at any time without notice to this website.

8. External Links

This website may contain links to external websites, including HarborOne Credit Union's official website. We are not responsible for:

• The content of external websites
• The privacy practices of external websites
• The accuracy of information on external websites
• Any transactions conducted on external websites

9. No Account Access

This website does NOT provide access to banking accounts.

We do not collect or store:

• Account numbers
• Social Security Numbers
• Passwords or PINs
• Banking credentials
• Sensitive financial information

Never enter such information on this website. For account access, use only official HarborOne Credit Union channels.

10. Regulatory Compliance

Banking services are subject to federal and state regulations. This website does not provide information about:

• Specific regulatory requirements
• Deposit insurance coverage
• Consumer protection laws
• Compliance obligations

For information about regulatory matters, contact HarborOne Credit Union or relevant regulatory authorities.

11. Geographic Limitations

Information on this website may not be applicable in all geographic locations. Banking services may be subject to:

• Geographic restrictions
• Membership requirements
• Eligibility criteria
• Local regulations

12. Changes to Information

We reserve the right to modify, update, or remove any information on this website at any time without notice. We are not obligated to update information to reflect changes in banking services, terms, or conditions.

13. User Responsibility

By using this website, you acknowledge and agree that:

• You are responsible for verifying all information with official sources
• You will not rely solely on this website for financial decisions
• You understand this is not an official HarborOne website
• You will use the website at your own risk
• You will comply with all applicable laws and regulations

14. Contact for Official Information

For official, accurate, and current information about HarborOne Credit Union services:

• Visit HarborOne Credit Union's official website
• Contact HarborOne Credit Union directly
• Visit a HarborOne branch location
• Speak with a HarborOne representative

15. Questions About This Disclaimer

If you have questions about this disclaimer or this website, please contact us:

• Email: contact@niccoinc.org
• Phone: +1 281-732-1804